Investor Profile: TTV Capital — Thesis, Cheque Size & How to Apply

Looking into TTV Capital funding puts you in front of one of the longest-running venture firms in fintech. Founded in Atlanta in 2000 — before "fintech" was even coined — TTV Capital invests exclusively in early-stage fintech, "the future of fintech", combining deep industry knowledge with founder-friendly relationships. Its Fund VI closed at US$250 million to back early-stage fintech companies.

Investment thesis

The firm backs category-creating fintech founders at the earliest stages and supports portfolio companies at every stage of growth. The edge it claims is specialisation: deep industry knowledge of financial services, plus the connections and resources that come from 25+ years investing only in this sector. Total AUM beyond Fund VI's US$250 million is not publicly disclosed.

Sectors, stages and cheque size

Sectors span payments, banking, investing, crypto and embedded finance — plus "traditional fintech" such as payments and banking software, cybersecurity, risk management, compliance, regtech, financial wellness and insurtech, alongside fintech-enabled businesses. The stage mandate is early-stage exclusively: TTV Capital leads seed and Series A rounds in category-creating fintech founders. Per-company cheque sizes are not publicly disclosed, but the firm's own boilerplate notes more than 100 portfolio companies with seven to eight reaching unicorn (US$1bn+) status.

Notable portfolio and leadership

Category-creator bets include Bill.com, Green Dot, SmartAsset, Greenlight, Cardlytics, Shopkeep, TaxBit, SamCart, MX, Greenwood, Carputty, Featurespace and Instant. That is a portfolio with multiple public-market outcomes — a rare depth of realised fintech returns.

Co-founders are Gardiner Garrard (Partner and Managing Director) and Tom Smith (now strategic advisor). Partners include Sean Banks, Lizzie Guynn, Neil Kapur, Laney Lewis and Mark Johnson; venture partners added in 2025 include Lynne Laube (Cardlytics CEO), Rachel Hamilton (Greenlight CMO) and Paul Todd. The firm has been named to Inc.'s Founder-Friendly Investors list, the top ten of the Founder's Choice VC list, and Institutional Investor's Fintech Finance 40.

How to get funding from TTV Capital

There is no public pitch or application page on the official site. TTV Capital sources through its fintech network — founders typically engage via introductions from portfolio founders, co-investors or Atlanta and Bay Area fintech circles. The HQ is in Atlanta, Georgia, with Bay Area presence. Fintech founders with a category-creation ambition, not an incremental product, fit the thesis best.