Investor Profile: Fin Capital — Thesis, Cheque Size & How to Apply

Fin Capital is a San Francisco-based global asset manager that invests exclusively in B2B fintech software — and it aims to be your startup’s partner from the first cheque all the way to IPO. Founded in 2018 by Logan Allin, the firm runs a full-lifecycle model of startup funding: back a pre-seed team, double down through Series B, and stay on the cap table into the growth years. For founders building financial infrastructure, few specialist firms stay with you for the whole journey.

Investment thesis

Fin Capital practises full-lifecycle investing in B2B Fintech Software companies. It partners with repeat founders and seasoned entrepreneurs who have deep financial services experience, differentiated products, and a global mindset. The firm’s edge is operator DNA: its team rolls up its sleeves with hands-on business development, product strategy, and hiring support rather than simply writing a cheque.

Sectors and stages

The firm invests only in B2B fintech software — payments, insurtech, asset management, the CFO tech stack, AI-first vertical software, deeptech, and digital assets. It deploys through four strategies — Regatta (pre-seed), Flagship (Seed through Series B), Horizons (growth), and Constellation (publics) — so it can lead early and keep investing as companies scale. Fin Capital is headquartered in San Francisco, with offices in Los Angeles, Miami, and New York.

Fund size and cheque size

In November 2021 the firm announced it had crossed over $1BN in AUM, after closing three new funds totalling $400M and listing a $200M SPAC alongside its first set of funds. The firm does not publish a standard cheque size.

Notable portfolio

Fin Capital’s portfolio spans more than 120 active companies. Names on the firm’s own portfolio page include Chime, Circle, DailyPay, Bilt Rewards, Banyan, and Banxware. In 2021 the firm counted nine unicorns among its investments, including Pipe, Tradeshift, Greenlight, and Unqork, and it has since exited SoFi. Its 2024 exits included Onfido (acquired by Entrust), Salt Labs (acquired by Chime), and Neuro-ID (acquired by Experian), while new investments that year included Poolside, Liminal, and Healthee.

Partners

The firm was founded by Logan Allin, Managing Partner, who built Fin Capital on deep operator and industry expertise in financial services. Its general partners include Ren Riley and Matthew Mann, supported by principals Stephanie Perez, Jake Fuchs, and Richie Chaikof, alongside venture partners and an advisory board drawn from the fintech industry.

Programmes, credits and perks

Fin Capital’s signature programme is Lighthouse, its proprietary AI platform, which delivers go-to-market strategy, corporate development and M&A support, board leadership, and talent sourcing to portfolio companies. The firm was named to Inc.’s Founder-Friendly Investors list in both 2023 and 2024, a recognition based on founder feedback about active involvement with portfolio companies.

How to apply for funding

Fin Capital does not publish a standing public application form. The firm’s contact page lists [email protected] for general inquiries — that is the honest route in for founders, alongside a warm introduction through the firm’s fintech network. Expect the first conversation to focus on your financial-services domain expertise and how your product fits the B2B fintech stack.