Investor Profile: Clearco — Thesis, Cheque Size & How to Apply

If you are raising capital and researching how to get funding from Clearco, this profile is your starting point. Clearco is a revenue-generating businesses: 6+ months consistent revenue, >$100K USD/month, US-incorporated investor focused on Ecommerce / DTC brands, Apparel & fashion, Beauty & skincare, Food & beverage, Home & garden, Health & wellness, Pets. Below: its thesis in its own terms, what it looks for, the companies it has backed, and the practical route founders use to get a pitch in front of the team.

Clearco funding: the investment thesis

Clearco is a Canadian growth-capital fintech (founded 2015 as Clearbanc) that provides flexible, non-dilutive revenue-based financing to ecommerce and DTC brands, funding inventory, purchase orders, and growth without taking equity, liens, or personal guarantees.

For founders, the practical read is simple: Clearco is not a spray-and-pray shop. Its public positioning centres on Ecommerce / DTC brands, Apparel & fashion, Beauty & skincare, Food & beverage, Home & garden, Health & wellness, Pets at the revenue-generating businesses: 6+ months consistent revenue, >$100K USD/month, US-incorporated stage level, so a pitch lands only when your company sits squarely inside that mandate. Study the portfolio pattern below before you write the first email.

Cheque size and fund firepower

Clearco has not publicly disclosed its fund size. What is public is the mandate: Ecommerce / DTC brands, Apparel & fashion, Beauty & skincare, Food & beverage, Home & garden, Health & wellness, Pets at the revenue-generating businesses: 6+ months consistent revenue, >$100K USD/month, US-incorporated stage. Treat the stage focus, not a corpus number, as your guide to the right ask.

Sectors and stages

The firm invests across Ecommerce / DTC brands, Apparel & fashion, Beauty & skincare, Food & beverage, Home & garden, Health & wellness, Pets, and its sweet spot is the revenue-generating businesses: 6+ months consistent revenue, >$100K USD/month, US-incorporated stage. If your startup sits outside those sectors, this is not your investor — a focused mandate cuts both ways. If you are inside it, you are speaking to a team that sees dozens of comparable companies a year and will benchmark you against them.

Notable portfolio companies

Companies associated with Clearco in public sources include:

• Andie Swim
• Dew of the Gods
• Oh Snap

Partners, programs and perks

People named in public sources: Michele Romanow (co-founder), Andrew D'Souza (co-founder). Founder-to-partner fit matters — find the partner whose portfolio looks most like you.

Credits and perks: Funding up to $10M with payment terms up to 12 months; Rolling Funding Capacity (each payment replenishes available capacity); no all-asset liens, no collateral, no personal guarantee; application typically reviewed within 24 hours.

How to apply for funding

To pitch Clearco: Online application at clearco.com — connect ecommerce sales platforms so monthly revenue can be used to calculate funding capacity

Whichever route you use, lead with the one-line fit: stage, sector, traction. Partners at focused firms triage on mandate fit first and everything else second.