Investor Profile: Capchase — Thesis, Cheque Size & How to Apply

If you are raising capital and researching how to get funding from Capchase, this profile is your starting point. Capchase is a revenue-generating vendors and buyers (financing product, not equity) investor focused on B2B enterprise software, Hardware, Cybersecurity, IT solution providers & resellers. Below: its thesis in its own terms, what it looks for, the companies it has backed, and the practical route founders use to get a pitch in front of the team.

Capchase funding: the investment thesis

Capchase is a B2B vendor-financing platform (founded 2020 in New York) that acts as both lender and embedded deal-financing software: it lets enterprise software/hardware vendors offer buyers flexible financing so vendors get paid upfront while buyers pay over time, with credit decisions in seconds.

For founders, the practical read is simple: Capchase is not a spray-and-pray shop. Its public positioning centres on B2B enterprise software, Hardware, Cybersecurity, IT solution providers & resellers at the revenue-generating vendors and buyers (financing product, not equity) stage level, so a pitch lands only when your company sits squarely inside that mandate. Study the portfolio pattern below before you write the first email.

Cheque size and fund firepower

Capchase has not publicly disclosed its fund size. What is public is the mandate: B2B enterprise software, Hardware, Cybersecurity, IT solution providers & resellers at the revenue-generating vendors and buyers (financing product, not equity) stage. Treat the stage focus, not a corpus number, as your guide to the right ask.

Sectors and stages

The firm invests across B2B enterprise software, Hardware, Cybersecurity, IT solution providers & resellers, and its sweet spot is the revenue-generating vendors and buyers (financing product, not equity) stage. If your startup sits outside those sectors, this is not your investor — a focused mandate cuts both ways. If you are inside it, you are speaking to a team that sees dozens of comparable companies a year and will benchmark you against them.

Notable portfolio companies

Companies associated with Capchase in public sources include:

• Barracuda
• Datarails
• MicroAge
• Verkada
• Motive
• Okta
• Netradyne
• Insight

The names matter less than the pattern: look for the stage, sector and business model the firm repeats. If your company rhymes with three or more of these, you have a credible reason to be in the inbox.

Partners, programs and perks

People named in public sources: Miguel Fernandez (CEO & Co-Founder). Founder-to-partner fit matters — find the partner whose portfolio looks most like you.

Credits and perks: $2B+ in financing volume per company; 50K+ transactions managed; 97% of applications decisioned in under 30 seconds; 30-40% higher win rates for vendors offering financing. AI agent 'Mila' assembles branded financing proposals. Raised $200M+ in funding (2026) to scale vendor-financing book; acquired Vartana (June 2025).

How to apply for funding

To pitch Capchase: Book a call via capchase.com — response within 24 hours

Whichever route you use, lead with the one-line fit: stage, sector, traction. Partners at focused firms triage on mandate fit first and everything else second.